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LCT Africa
Healthcare TechnologyBuilt in Africa

End-to-end healthcare administration, powered by biometrics.

LCT Africa is the technology platform behind medical schemes that actually work — verifying members, processing claims, managing providers, and protecting data across Kenya and beyond.

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Trusted by 2,800+ providers across Kenya

LCT Africa
● LIVE
JK

2,800+

Providers

Networked

140K+

Projects

Completed

Ksh 14B

Monthly Value

Transferred

3,500+

Gadgets

Deployed

Recent Verifications

Jane Mwangi

Nairobi Hospital

Verified

Peter Otieno

Aga Khan Kisumu

Verified

Mary Njeri

AIC Kijabe

Pending

John Kamau

Mater Hospital

Verified

Grace Achieng

Gertrude's

Verified

David Mutua

KUTRRH

Verified

Claims Today

Submitted142
Approved128
Pending11
Rejected3

Active Schemes

Jubilee Insurance
48K
APA Insurance
31K
Murang'a County
100K
KenGen Staff
12K
BiometricsClaimsMembersProviders
Last sync: just now

0+

Service Providers

0+

Schemes Managed

0M+

Members Verified

0.0%

Platform Uptime

Trusted By

Kenya's leading insurers, hospitals, counties, and corporates

Jubilee Insurance
APA Insurance
Britam Insurance
MUA Insurance
Minet Kenya
Majani Insurance Brokers
Transnep Insurance Brokers
KenGen
Kenya Power
Kenya Revenue Authority
KTDA
Weetabix EA
PrideInn Hotels
G4S Kenya
Compulynx
Jubilee Insurance
APA Insurance
Britam Insurance
MUA Insurance
Minet Kenya
Majani Insurance Brokers
Transnep Insurance Brokers
KenGen
Kenya Power
Kenya Revenue Authority
KTDA
Weetabix EA
PrideInn Hotels
G4S Kenya
Compulynx
Construction Support
Garissa County
Murang'a County
Kirinyaga County
Mandera County
Wajir County
Bungoma County
Taita-Taveta County
Judiciary of Kenya
KEFRI
Kibabii University
Kenyatta National Hospital
Mater Hospital
AIC Kijabe Hospital
Construction Support
Garissa County
Murang'a County
Kirinyaga County
Mandera County
Wajir County
Bungoma County
Taita-Taveta County
Judiciary of Kenya
KEFRI
Kibabii University
Kenyatta National Hospital
Mater Hospital
AIC Kijabe Hospital

Solutions

Built for everyone in the medical scheme ecosystem

Whether you're administering a fund, managing a workforce, treating patients, or scaling UHC — LCT meets you where you work.

For Insurers

Streamline claims, control fraud, and give your members a frictionless experience. LCT handles biometric verification, e-claims, and real-time analytics across your entire book.

See insurer solutions

For HR & Corporates

Give your team a medical scheme that just works. Self-service member management, transparent reporting, and a mobile app your employees will actually use.

See corporate solutions

For Healthcare Providers

Get paid faster. Submit claims with full documentation in one workflow, verify patient eligibility in seconds, and reduce rejections to near zero.

See provider solutions

For County Governments

Power your UHC programme with infrastructure that scales. Biometric enrolment, transparent benefit utilisation, and the reporting your stakeholders need.

See county solutions

The Platform

One platform. Seven integrated modules.

Connected, automated, and built on four technology pillars.

Cloud Computing
Artificial Intelligence
Blockchain
Data Analytics
VERIFIED
ID · 00824-KE

Biometric Identification

Eliminate identity fraud with fingerprint and facial verification at the point of care. The only portable billing device in the industry.

Learn more
Members1,247,823 total
JM

Jane Mwangi

Premium

Active
PO

Peter Otieno

Standard

Active
GA

Grace Achieng

Family

Pending

1.1M

Active

12K

Pending

3K

Terminated

Member Management

A complete member lifecycle — onboarding, eligibility, dependants, plan changes, terminations — all in one intuitive console.

Learn more
Claims PipelineToday
142
Submitted
38
In Review
91
Approved
78
Paid
Approval rate90.1%

Claims Management

End-to-end e-claims with automated adjudication, document attachments, and fraud-detection rules built in.

Learn more
Nairobi HospAga KhanAIC KijabeKUTRRHMater200+ Providers

Provider Management

Manage your provider panel, contracts, tariffs, and performance from a single dashboard.

Learn more
Plan ConfigurationLive
Inpatient LimitKES 2M
OutpatientKES 150K
DentalKES 30K
OpticalKES 20K
Plans configured50+ active

Benefits Management

Configure plans, limits, copays, and exclusions without engineering tickets. Roll out new products in days, not quarters.

Learn more
Care Monitor
72 bpm

94%

Pre-auth

1.2K

Open Cases

3

Alerts

Care Management

Pre-authorisation workflows, case management, and chronic-condition tracking that improve outcomes and control costs.

Learn more
Claims Analytics↑ 23% this month

12.4K

Processed

KES 8.2K

Avg Value

1.2 days

Turnaround

Reports & Data Analytics

Real-time dashboards, regulatory reports, and the analytical depth to actually understand your book.

Learn more

All 7 modules

Explore the full platform

7 integrated modules built for Africa's healthcare ecosystem

View platform

Our Commitment

Simple. Efficient. Secure.

Three words. The promise behind every design decision we make.

01
Onboard
02
Configure
03
Go Live
< 2 hr avg training

< 2 hr

average training time

Simple

Complexity hidden. Clarity delivered.

A user-friendly interface that scheme administrators, healthcare providers, and members all find intuitive — clear workflows, plain language, minimal onboarding required.

Before → After LCT
Queue time
45 min< 2 min

96% reduction

Claim turnaround
3 weeks< 3 days

86% reduction

99.9%

platform uptime

Efficient

Less paperwork. More healthcare.

Biometric verification cuts queue times from 45 minutes to under 2. E-claims compress turnaround from weeks to days. Every workflow is designed to move fast.

AES-256
TLS 1.3
DPA-KE
DPA Compliant

AES-256

encryption standard

Secure

Built for healthcare data, from the ground up.

Enterprise-grade security designed for healthcare. Compliant with Kenya's Data Protection Act. Biometric templates stored with industry-standard cryptographic protection.

2,800+service providers
140,000+digital projects completed
Ksh 14B+value processed monthly
3,500+gadgets deployed

About LCT Africa

Transforming healthcare in Africa, through technology.

We're a Kenyan health-tech company building the infrastructure that medical schemes, hospitals, and counties run on.

LCT Africa is a premier healthcare technology provider, offering a comprehensive administration platform tailored for the streamlined management of medical schemes. We integrate the latest advancements in cloud computing, artificial intelligence, blockchain, and data analytics into one platform — biometric verification, e-claims, member and provider management, benefits configuration, and real-time reporting.

Headquartered in Nairobi, we serve insurers, corporates, healthcare providers, and county UHC programmes across Kenya — with a vision to scale across the African continent. Our tagline says it best: Simple, Efficient & Secure.

LCT Africa
NAIROBI, KENYA

Est.

2014

Tagline

Simple, Efficient & Secure

CloudAIBlockchainAnalytics
0FoundedNairobi, Kenya
0+Service ProvidersOn the network
0+Counties & CorporatesServed
0M+Members VerifiedAnd growing

How It Works

From enrolment to reimbursement — one continuous workflow

Five steps. One platform. Zero paperwork.

01
Step 01

Enrol

Members are onboarded via the LCT app or scheme portal. Biometrics captured at any panel provider on first visit.

Member OnboardingStep 1 of 5
JM

Jane Mwangi

Member ID: KE-00824

Jubilee Insurance · Premium Plan

Active
Capturing biometrics — please hold still

LCT Mobile App

Healthcare in your pocket.

Check your benefits, find a provider, view your claims history, and access your digital member card — anytime, anywhere. Built for Kenyan members, available on Android and iOS.

  • Digital member card with QR access
  • Provider locator with directions
  • Real-time benefits balance
  • Claims history and status
  • Pre-authorisation requests
  • Dependant management
  • Push notifications for claim updates
9:41
JK

John Kamau

Member #LCT-002341

JUBILEE INSURANCE

John Kamau

Family Premium · 2025

Tap to verify at provider

Active

Outpatient

KSh 32,400

● Remaining

Inpatient

KSh 2.5M

● Remaining

Recent Activity

Claim Approved — KSh 3,200

Provider visit — Aga Khan

Pre-auth granted

Home
Find
Claims
More

From the Blog

Insights & Perspectives

Healthcare technology, African context, practical perspectives.

Murang'a County Launches Landmark Wellness Programme
FeaturedCase Study

Murang'a County Launches Landmark Wellness Programme

When Murang'a County set out to advance the UHC agenda, they needed infrastructure that could enrol thousands of residents biometrically and track utilisation in real time. LCT delivered a deployment from contract to first verification in under 90 days — redefining preventive care for an entire county.

90 days

to deployment

100,000+

residents enrolled

Real-time

utilisation tracking

Jul 20256 min read
Read story
How AI is Transforming Healthcare Technology
Technology

How AI is Transforming Healthcare Technology

Artificial Intelligence is revolutionising healthcare insurance technology — enhancing efficiency, accuracy, and personalisation in claims adjudication and fraud detection.

21 Aug 20235 min read
Read
How to Manage Your Medical Expenses Throughout the Year
Member Guide

How to Manage Your Medical Expenses Throughout the Year

Managing medical expenses can be challenging, but with careful planning and smart strategies you can keep your healthcare costs under control all year round.

21 Aug 20234 min read
Read
How to Reduce Insurance Claims Fraud Cases
Insights

How to Reduce Insurance Claims Fraud Cases

Insurance claims fraud is a significant challenge for the industry, leading to higher premiums and financial losses. Here's how technology is fighting back.

21 Aug 20235 min read
Read

Partners

Built with trusted partners across the healthcare ecosystem

The Nairobi Hospital
Aga Khan Hospital
Avenue Healthcare
Coptic Hospital
Gertrudes Children Hospital
KUTRRH
The Nairobi Hospital
Aga Khan Hospital
Avenue Healthcare
Coptic Hospital
Gertrudes Children Hospital
KUTRRH
The Balozi Hospital
Afya First Medical Centre
Livia Health
MyDawa
Vitraya
The Balozi Hospital
Afya First Medical Centre
Livia Health
MyDawa
Vitraya
Currently onboarding new schemes

Ready to see LCT in action?

Book a 30-minute demo. We'll walk you through the modules that matter most for your organisation — and answer the hard questions.

No commitment required · Typical demo is 30 minutes